Home Improvement Financing

Make Your Home Improvement Plans More Manageable

A well-planned home improvement project can add comfort, function, performance, and long-term value to your home. Financing may help you move forward with the project you have in mind while organizing the investment into a payment structure that fits your broader financial plans.

TGR General Construction offers access to financing options for qualified homeowners through Service Finance Company. Use our online financing calculator to review available plans, explore estimated payments, and begin the application process.

Financing is subject to credit approval and lender terms. Available plans, rates, promotional terms, loan amounts, and payment estimates may vary.

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Plan the Project Your Home Needs

Home improvement projects often include several important decisions, from the size and scope of the work to materials, design features, timing, and financing.

Our team helps you create a clear project plan first. Once you understand the proposed scope and investment, you can use the financing calculator to explore available payment options.

Financing may be available for qualifying projects such as:

  • Roofing installation and roof replacement
  • Siding installation and siding replacement
  • James Hardie siding
  • Custom deck construction
  • Trex decking
  • Window and door replacement
  • Kitchen remodeling
  • Bathroom remodeling
  • Home additions and ADUs
  • Patio covers
  • General remodeling

Final eligibility depends on the financing provider, approved project, credit decision, and applicable loan terms.

Explore Estimated Financing Options

Use the financing calculator to review potential financing plans based on your anticipated project amount.

Depending on the options currently available, the calculator may allow you to enter:

  • Project amount
  • Planned down payment
  • Amount to finance
  • Project location
  • Available financing plan

The calculator may then display estimated information such as:

  • Potential monthly payment
  • Financing term
  • Interest rate or promotional structure
  • Estimated total payments
  • Other plan-specific details

Calculator results are estimates and are not a financing approval, final loan offer, or construction proposal.

Open the Financing Calculator
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How the Financing Process Works

Schedule a consultation with TGR General Construction to discuss the improvements you are considering, the priorities for your home, and the outcome you want to create.

Our team will evaluate the property, discuss material and design options, and prepare a project-specific proposal based on the agreed scope.

Use the online calculator to review available plans and estimated payments based on the project amount you are considering.

Complete the lender’s application directly through the secure financing platform. The lender will review the application and determine eligibility.

Carefully review the financing agreement, payment schedule, interest terms, promotional conditions, and other disclosures provided by the lender before accepting an offer.

Once the project agreement and any applicable financing arrangements are complete, TGR General Construction will coordinate the next steps for scheduling and construction.

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Financing Through Service Finance Company

TGR General Construction provides access to third-party financing through Service Finance Company, LLC.

Service Finance Company is a home improvement financing provider that offers a variety of promotional and standard installment programs through enrolled contractors. The financing agreement is between the homeowner and the lender, and all credit decisions, loan terms, disclosures, servicing, and payment requirements are determined by the lender.

TGR General Construction is your construction contractor and does not make credit decisions, determine lender approval, or provide financial advice.

What Can Financing Help You Accomplish?

Financing can provide another way to organize your home improvement investment while keeping the project focused on your preferred scope, materials, and long-term goals.

Homeowners may use financing to:

  • Plan a complete roof replacement
  • Install new siding across the home
  • Select preferred decking or exterior materials
  • Combine related improvements into one coordinated project
  • Create a new kitchen or bathroom
  • Build an addition or expand usable living space
  • Replace multiple windows as part of a larger improvement plan
  • Structure the project investment through scheduled payments

The right financing decision depends on your personal financial situation, the available loan terms, and the complete project scope.

What Should You Review Before Accepting Financing?

Before accepting a financing plan, review the complete lender agreement and make sure you understand:

  • Amount financed
  • Required down payment, when applicable
  • Annual percentage rate
  • Monthly payment
  • Loan term
  • Estimated total payments
  • Promotional period, when applicable
  • Deferred-interest conditions, when applicable
  • First payment date
  • Late-payment terms
  • Prepayment terms
  • Any additional lender disclosures

Choose a financing arrangement based on the written agreement provided by the lender rather than the preliminary calculator estimate.

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Financing and Your TGR Project Proposal

Your TGR project proposal and your financing agreement serve different purposes.

Your TGR Project Proposal

The construction proposal defines the approved project scope, selected materials, included labor, planned improvements, and project-specific investment.

Your Financing Agreement

The financing agreement defines the amount financed, payment schedule, financing term, interest conditions, and other lender requirements.

Changes to the construction scope may affect the total project investment and could require updated financing arrangements. Any project changes should be reviewed and documented before the additional work proceeds.

Home Improvement Financing FAQs

TGR General Construction provides access to third-party financing options for qualified homeowners through Service Finance Company. All financing is subject to lender approval and applicable terms.

Financing may be available for qualifying roofing, siding, decking, window, kitchen, bathroom, addition, patio cover, and remodeling projects. Eligibility depends on the lender’s requirements and the approved project.

The online calculator may allow you to enter a project amount and review estimated payment information for available plans. Calculator results are preliminary estimates and do not constitute approval or final loan terms.

No. The calculator is a planning tool. Approval depends on the lender’s review, underwriting requirements, applicant qualifications, and applicable financing terms.

Service Finance Company or the applicable financing provider makes all credit and approval decisions. TGR General Construction does not determine financing eligibility.

The financing platform and lender will explain the type of credit inquiry used during the application process. Review the application disclosures before submitting your information.

No. Available programs, rates, terms, and promotional options may change and can vary based on lender requirements, project details, applicant qualifications, and other factors. The financing calculator and lender documents will show the options currently available to you.

The amount that may be financed depends on lender approval, the project amount, available plans, and any applicable down-payment requirements.

Service Finance Company states that its installment loans have no prepayment penalties. However, your signed financing agreement governs the terms of your loan, so be sure to review it carefully before accepting.

Service Finance Company states that it generally establishes the billing account after installation is complete and that the first payment is generally due 30 days after completion. Your loan documents and lender communications will provide the applicable payment date for your agreement.

No. Service Finance Company describes its financing as an installment loan for a fixed financed amount and term rather than a revolving credit line.

Contact TGR General Construction for questions about your project scope, materials, proposal, schedule, and construction process.

Contact Service Finance Company for questions about an application, credit decision, loan documents, statements, payments, or an existing financing account.

Build a Clear Plan for Your Home

Your home improvement project should begin with a clear understanding of your goals, your property, and the work involved.

TGR General Construction will help you define the project scope, review material and design options, and prepare a detailed proposal. When financing supports your plans, you can use the online calculator to explore potential payment options and submit an application directly through the financing provider.

Explore Financing Options
Schedule a Project Consultation

About TGR General Construction

TGR General Construction LLC provides roofing, siding, deck construction, window replacement, remodeling, and home addition services throughout Tigard, Portland, Lake Oswego, King City, and nearby communities.

Our team is committed to quality craftsmanship, accountability, transparency, and clear communication throughout the construction process.

Call: (503) 270-0195
Email: office@tgrgeneralconstruction.com
Visit: 14865 SW 74th Ave #210, Tigard, OR 97224
Hours: Monday through Friday, 7:00 AM to 6:00 PM

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Financing Disclosure

Financing is provided by an independent third-party lender and is subject to credit approval. TGR General Construction LLC is not a lender, does not make credit decisions, and does not guarantee approval.

Rates, terms, promotional programs, payment estimates, loan amounts, and eligibility requirements are determined by the lender and may change without notice. Calculator results are estimates only. Applicants should review all lender disclosures and final loan documents before accepting financing.

The availability of financing does not alter the terms of the construction agreement. Project pricing may change when the homeowner requests changes to the approved scope or when additional work is authorized in writing.